Why the Summer Holidays Are the Perfect Time to Review Your Invoice Finance Facility

Published on 1 August 2025 at 14:09

As schools break up and the summer holidays begin, many business owners find themselves with a rare commodity: time. With operations often slowing down and staff taking annual leave, this quieter period can be the perfect opportunity to step back and reassess your financial arrangements—starting with your invoice finance facility and overall cashflow strategy.

At Fiskal, we regularly speak with businesses who’ve allowed their funding arrangements to continue unchanged for years—often unaware they could be getting better rates, faster access to funds, or more tailored support elsewhere.

Here’s why summer is a smart time to carry out a financial health check:

🌞 1. You Finally Have Headspace

Let’s be honest—running a business is busy. But during the summer, with fewer meetings and a slightly quieter inbox, you finally get the breathing space to think strategically. It's the ideal time to ask:
“Is my current funding set-up still the right fit for my business?”


📉 2. Cashflow Pressures Can Build in Autumn

As summer sales fluctuate and overheads remain constant, many businesses experience a cashflow pinch heading into Q4. Getting ahead of the curve now means you’ll be better placed to manage payroll, supplier payments, and seasonal demand without resorting to costly short-term fixes.


🔍 3. Your Current Facility Might Be Costing You

Invoice finance and other funding solutions can vary significantly between providers. What worked a year or two ago might no longer be competitive today. Whether it’s high fees, inflexible terms, or poor service—many businesses are paying more than they need to, simply because they haven’t reviewed their options.

At Fiskal, we work with a wide panel of trusted UK lenders to ensure you’re getting the most suitable and cost-effective solution—not just the first option that was offered.


📈 4. Plan for Growth While Things Are Quiet

Use the summer slowdown to prepare for what’s ahead. If you’re considering taking on new contracts, hiring staff, or investing in stock later this year, now’s the time to put the right funding in place—so you can grow confidently and sustainably.


Let Fiskal Help You Explore the Options

We make it simple to review your current arrangements. Whether you already have an invoice finance facility or you’re exploring funding for the first time, our team is here to help—clearly, quickly, and without the jargon.

✅ Free, impartial funding reviews
✅ Access to flexible and competitive solutions
✅ Trusted panel of UK lenders
✅ Transparent, independent advice

Ready to make the most of your summer headspace?
Email nicole@fiskal.co.uk today for a no-obligation chat.


Fiskal – Supporting UK businesses with smarter funding solutions.

#InvoiceFinance #Cashflow #BusinessFunding #UKSME #Fiskal #SummerPlanning

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